body {
  margin: 0;
  font-family: Arial, sans-serif;
  color: #003366;
}

.top-bar {
  background: #003366;
  color: white;
  padding: 10px 20px;
}

.navbar ul {
  display: flex;
  list-style: none;
  background: #0055a5;
  margin: 0;
  padding: 10px;
}

.navbar a {
  color: white;
  margin-right: 20px;
  text-decoration: none;
}

.hero {
  background: linear-gradient(rgba(0,0,0,0.4),rgba(0,0,0,0.4));
  height: 60vh;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
}

.btn {
  background: #0055a5;
  padding: 10px 20px;
  color: white;
  text-decoration: none;
  border-radius: 4px;
}

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px,1fr));
  gap: 20px;
  padding: 40px;
}

.card {
  border: 1px solid #ddd;
  padding: 20px;
}

footer {
  background: #003366;
  color: white;
  padding: 40px;
}

.footer-form input, .footer-form textarea, .quote-form input, .quote-form textarea, select {
  width: 100%;
  margin-bottom: 10px;
  padding: 8px;
}